Income Producing 5 bedroom House for sale with panoramic view in Loches, Centre Val de Loire
This beautiful historic restored character property comes with 5 bedrooms and is ideal as a family home (permanent or holiday) and has a good proven rental for B&B guests (in the top 100 best addresses in France according to the Figaro magazine), situated at the base of the ramparts of the medieval city.
Option of furnishings if required.
A choice of restaurants, shops, boutiques, etc. all a short stroll away.
Originally designed as a stagecoach halt for the post office in the 17th century, it was later extended and modified with royal consent as a "Hotel...
This beautiful historic restored character property comes with 5 bedrooms and is ideal as a family home (permanent or holiday) and has a good proven rental for B&B guests (in the top 100 best addresses in France according to the Figaro magazine), situated at the base of the ramparts of the medieval city.
Option of furnishings if required.
A choice of restaurants, shops, boutiques, etc. all a short stroll away.
Originally designed as a stagecoach halt for the post office in the 17th century, it was later extended and modified with royal consent as a "Hotel Particulaire" in the late 18 century and then lovingly restored and used as a luxury B&B by the current owner.
This 'Hotel Particulier' (the definition of this French term is "a luxurious house, designed to be inhabited by only one family") nevertheless lends itself extremely well to multi-residencies with twin staircases to interconnecting first floors.
Today the current owner has used this design to create a private residence on one part and clients' accommodation in the other with shared rooms on the ground floor.
Entering the inner courtyard via the stagecoach doorway onto the cobbles steps you back in time to a period where life was slower and less hectic. The courtyard is endowed with period features, a charming passageway through to the gardens and a choice of doors enticing one to explore further.
Benefitting from 2 entrance halls and 2 staircases has permitted the current owner to create a private residence on one side and the B&B accommodation in the other wing.
Ground floor: central hallway, a through room in two parts with access off the sidewalk in front and the rear part has an original 18c staircase to the guest part of the first floor, a wc hidden off to the left provides the practical aspects.
Through to the "front" of the building, on the right is the library, a light and airy room of 30m2 with parquet flooring and original marble fireplace. To the left is the living room with open fireplace, 23m2 of comfortable space, parquet flooring also with exposed beams above.
Through the living room to the dining room with direct access and views over the courtyard. 19m2 with tiled floor, beams and the original tuffeau stone fireplace and stone "water point" in the corner from life as a stagecoach halt.
From here into into the kitchen, 18m2 of split level with boiler room and direct access out to the private garden. A central island provides a raised bar from breakfast and "drinks/aperos".
Across the courtyard under the entrance porch is the "boutique" today used by the owner for sale and display of antique items. this room of 19m2 has a separate area that could become a bathroom for a ground floor bedroom (possibly handicap access) if required. It also connects to a 13m2 room adjoining.
Completing the ground floor is an independent laundry room and entrance hall with access to the room adjoining the boutique and stairs up to the private section of this residence.
The first floor offers: 3 guest bedrooms (13m2, 22m2, 19m2), all with en-suite bathrooms/shower rooms with dressing area/living rooms and period cupboards. A connecting gallery/corridor links to the second part with a large dressing room (possible bedroom) with wc and shower room, the second staircase and the master bedroom (24m2), split level with views over the garden on one side and the courtyard to the other (note this room has a former shower room that could be re-established if required).
The attic above is easily accessible (via stairs from the mains stairs) and the main part has had architectural plans drawn up for a possible conversion into a studio.
Underneath the "boutique" and its adjoining room is the first cellar, ideal for wood and wine storage and a second cellar is to be found next to the kitchen in a storage area off the garden.
Along with the internal courtyard, this property also benefits from an excellent split-level garden offering a small lawn area, terraced dining with period well and seating relaxation area. All of which are raised above the level of the neighbouring properties and at the base of the towns ramparts (15th C) providing plenty of privacy.
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This House is located in Loches in France
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Buying a Property in France
1. Signing the Agreement (Compris)
On finding a property you wish to purchase you will need to negotiate the terms, price and conditions of the sale with the owner.
The next step, once you are in agreement, is to sign the preliminary contract (Compromis de Vente). This is a legal document and after ten days will be binding on both parties. Rules change frequently in France and it is best to consult with your notary about when this period starts. Generally the compris will be signed in France with the Agent.
Variants can be included in the compris, for example an Acte (clause) can be added if the name or names to go on the title deed have not been finalised. If a mortgage will be required to purchase the property, the details for this, including the name of the mortgage company, must be on the compris.
2. Paying the Deposit
Generally the deposit will be 10% of the agreed purchase price. This will normally be paid to the notaire. There are exceptions to this, if the agent holds a carte professionelle, is bonded and fully registered then you may pay them, but do not hand over the deposit to anyone else. If for some reason the purchase does not go through, for example, if you write to the notaire and the agent that you do not wish to go continue with the purchase before the contract is binding (within seven days of signing the compris), then your deposit would be repaid. This would also apply if a condition had not been met, or the mayor or S.A.F.E.R. (a government agency that has the right of first purchase on most rural property that comes onto the market in France) could oblige the purchaser to give way. If you decide after the seven days 'cooling off' period that you do not wish to complete the purchase and pull out of the sale you would lose your deposit. If however the vendor pulls out of the sale then you will receive your deposit back plus the same amount from the vendor.
3. On Completion
Generally it will take around two or three months to complete the purchase.
During this time the balance of the purchase money must be paid into the account of the notaire, this must be done well ahead of the completion date. The notaire will prepare the documents, check that the deed of sale (Acte de Vente) is in order and have the legal title ready to be signed over. It is possible to have someone sign on your behalf if you give them power of attorney. An interpreter may be of use at this point if your French is not very good and many Notaires will suggest (or insist) that an interpreter is with you.