Spacious 4 bedroom House for sale with lake or river view in Seilhac, Nouvelle Aquitaine
Offering up to 600m2 of internal space arranged on three levels, a self-contained and fully modernised annexe and potential to create a gite with unique tower roof and wide palisaded balcony (subject to necessary permissions).
A separate driveway leads up to a wide entrance vestibule and provides easy access to an open-plan ground floor which extends to 300m2 of largely uncompartmentalised space.
Whilst this currently is designated for commercial use it offers flexibility to convert into any number of purposes (subject to permissions).
Principal access to the main house is via an ex...
Offering up to 600m2 of internal space arranged on three levels, a self-contained and fully modernised annexe and potential to create a gite with unique tower roof and wide palisaded balcony (subject to necessary permissions).
A separate driveway leads up to a wide entrance vestibule and provides easy access to an open-plan ground floor which extends to 300m2 of largely uncompartmentalised space.
Whilst this currently is designated for commercial use it offers flexibility to convert into any number of purposes (subject to permissions).
Principal access to the main house is via an external staircase which leads to an impressive 170m2 lake-facing sheltered terrace.
From this vantage point the views towards the lake are truly impressive. Fully double-glazed, the main house is laid out on one level and comprises a modern fitted kitchen, living room, utility area, storeroom, two bedrooms and a bathroom.
Stairs leading up to the already wired double-height attic space provides a further 120m2 of potential habitable area (subject to permissions).
Mature evergreen trees line the gardens of over an acre ensuring year-round privacy.
Mains drainage.
Excellent DPE rating.
Comprehensively renovated within the past two years with new windows and heating.
A unique property that offers huge potential in an ideal location.
One of just a handful of properties along the banks of this 35 hectare swimming lake.
Close to a thriving market town.
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This House is located in Seilhac in France
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Buying a Property in France
1. Signing the Agreement (Compris)
On finding a property you wish to purchase you will need to negotiate the terms, price and conditions of the sale with the owner.
The next step, once you are in agreement, is to sign the preliminary contract (Compromis de Vente). This is a legal document and after ten days will be binding on both parties. Rules change frequently in France and it is best to consult with your notary about when this period starts. Generally the compris will be signed in France with the Agent.
Variants can be included in the compris, for example an Acte (clause) can be added if the name or names to go on the title deed have not been finalised. If a mortgage will be required to purchase the property, the details for this, including the name of the mortgage company, must be on the compris.
2. Paying the Deposit
Generally the deposit will be 10% of the agreed purchase price. This will normally be paid to the notaire. There are exceptions to this, if the agent holds a carte professionelle, is bonded and fully registered then you may pay them, but do not hand over the deposit to anyone else. If for some reason the purchase does not go through, for example, if you write to the notaire and the agent that you do not wish to go continue with the purchase before the contract is binding (within seven days of signing the compris), then your deposit would be repaid. This would also apply if a condition had not been met, or the mayor or S.A.F.E.R. (a government agency that has the right of first purchase on most rural property that comes onto the market in France) could oblige the purchaser to give way. If you decide after the seven days 'cooling off' period that you do not wish to complete the purchase and pull out of the sale you would lose your deposit. If however the vendor pulls out of the sale then you will receive your deposit back plus the same amount from the vendor.
3. On Completion
Generally it will take around two or three months to complete the purchase.
During this time the balance of the purchase money must be paid into the account of the notaire, this must be done well ahead of the completion date. The notaire will prepare the documents, check that the deed of sale (Acte de Vente) is in order and have the legal title ready to be signed over. It is possible to have someone sign on your behalf if you give them power of attorney. An interpreter may be of use at this point if your French is not very good and many Notaires will suggest (or insist) that an interpreter is with you.