Character 4 bedroom house for sale with panoramic view in Najac, Midi-Pyrenees
With a spacious living area of 310m2, features include: large living room with a wood burner and double glazed doors leading into the light and spacious kitchen. There is also an office and a ground floor bedroom with an en-suite. This room is currently used as a dinin...
With a spacious living area of 310m2, features include: large living room with a wood burner and double glazed doors leading into the light and spacious kitchen. There is also an office and a ground floor bedroom with an en-suite. This room is currently used as a dining room. A small room (very useful for over-wintering plants) leads to the terrace and the garage. Steps down from the terrace leads into the garden which, although compact, is full of plants, flowers, an unusual magnolia tree and even a productive vegetable patch.
The south facing garden has stunning views over the surrounding countryside.
First floor: 2 large en-suite bedrooms and a room currently used as an office, but could be another bedroom. There is also a self contained apartment with a living room, kitchenette, bedroom and bathroom, which would work beautifully as a letting option.
In addition to all this, there is an attic suitable for conversion (subject to planning permission) with a staircase from the upstairs landing and several cellar rooms with access from the entrance hall giving plenty of storage space.
All in all an excellent property with the possibility of an income (B&B) plus the joy of living in a wonderfully historic village.
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This House is located in Najac in France
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Buying a Property in France
1. Signing the Agreement (Compris)
On finding a property you wish to purchase you will need to negotiate the terms, price and conditions of the sale with the owner.
The next step, once you are in agreement, is to sign the preliminary contract (Compromis de Vente). This is a legal document and after ten days will be binding on both parties. Rules change frequently in France and it is best to consult with your notary about when this period starts. Generally the compris will be signed in France with the Agent.
Variants can be included in the compris, for example an Acte (clause) can be added if the name or names to go on the title deed have not been finalised. If a mortgage will be required to purchase the property, the details for this, including the name of the mortgage company, must be on the compris.
2. Paying the Deposit
Generally the deposit will be 10% of the agreed purchase price. This will normally be paid to the notaire. There are exceptions to this, if the agent holds a carte professionelle, is bonded and fully registered then you may pay them, but do not hand over the deposit to anyone else. If for some reason the purchase does not go through, for example, if you write to the notaire and the agent that you do not wish to go continue with the purchase before the contract is binding (within seven days of signing the compris), then your deposit would be repaid. This would also apply if a condition had not been met, or the mayor or S.A.F.E.R. (a government agency that has the right of first purchase on most rural property that comes onto the market in France) could oblige the purchaser to give way. If you decide after the seven days 'cooling off' period that you do not wish to complete the purchase and pull out of the sale you would lose your deposit. If however the vendor pulls out of the sale then you will receive your deposit back plus the same amount from the vendor.
3. On Completion
Generally it will take around two or three months to complete the purchase.
During this time the balance of the purchase money must be paid into the account of the notaire, this must be done well ahead of the completion date. The notaire will prepare the documents, check that the deed of sale (Acte de Vente) is in order and have the legal title ready to be signed over. It is possible to have someone sign on your behalf if you give them power of attorney. An interpreter may be of use at this point if your French is not very good and many Notaires will suggest (or insist) that an interpreter is with you.