Character 4 bedroom House for sale with countryside view in Cognac, Nouvelle Aquitaine
Split over two levels, it can be used either as a large family home or divided into two apartments (each with ground floor entrances).
The front door opens to a hallway that runs along the north side of the house. There is staircase down to the kitchen, plus doors to a dressing room, study, library (with stairs to the living room), 2 bedrooms and a bathroom.
There is also a door to a second entrance hall (with separate front door and corner kitchen) that serves an en-suite guest room and separate WC.
On the lower lev...
Split over two levels, it can be used either as a large family home or divided into two apartments (each with ground floor entrances).
The front door opens to a hallway that runs along the north side of the house. There is staircase down to the kitchen, plus doors to a dressing room, study, library (with stairs to the living room), 2 bedrooms and a bathroom.
There is also a door to a second entrance hall (with separate front door and corner kitchen) that serves an en-suite guest room and separate WC.
On the lower level, the front door opens from the garden into spacious entrance hall - to the left is a corridor serving a separate WC and the master bedroom with en-suite and dressing room.
To the right is the living room with fireplace (and stairs up to the library). From here is a door to the dining room which leads on to the fitted kitchen (with stairs to the upper floor).
All the rooms on this level have doors out on to the south facing terrace which overlooks the pool, garden and river.
To one side of the garden is a large outbuilding with garage.
This lovely house is set on a hillside and behind it is the village green. The house has views across the garden to the river and a wooded island beyond.
Video tour available.
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Where is this property?
This House is located in Cognac in France
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Buying a Property in France
1. Signing the Agreement (Compris)
On finding a property you wish to purchase you will need to negotiate the terms, price and conditions of the sale with the owner.
The next step, once you are in agreement, is to sign the preliminary contract (Compromis de Vente). This is a legal document and after ten days will be binding on both parties. Rules change frequently in France and it is best to consult with your notary about when this period starts. Generally the compris will be signed in France with the Agent.
Variants can be included in the compris, for example an Acte (clause) can be added if the name or names to go on the title deed have not been finalised. If a mortgage will be required to purchase the property, the details for this, including the name of the mortgage company, must be on the compris.
2. Paying the Deposit
Generally the deposit will be 10% of the agreed purchase price. This will normally be paid to the notaire. There are exceptions to this, if the agent holds a carte professionelle, is bonded and fully registered then you may pay them, but do not hand over the deposit to anyone else. If for some reason the purchase does not go through, for example, if you write to the notaire and the agent that you do not wish to go continue with the purchase before the contract is binding (within seven days of signing the compris), then your deposit would be repaid. This would also apply if a condition had not been met, or the mayor or S.A.F.E.R. (a government agency that has the right of first purchase on most rural property that comes onto the market in France) could oblige the purchaser to give way. If you decide after the seven days 'cooling off' period that you do not wish to complete the purchase and pull out of the sale you would lose your deposit. If however the vendor pulls out of the sale then you will receive your deposit back plus the same amount from the vendor.
3. On Completion
Generally it will take around two or three months to complete the purchase.
During this time the balance of the purchase money must be paid into the account of the notaire, this must be done well ahead of the completion date. The notaire will prepare the documents, check that the deed of sale (Acte de Vente) is in order and have the legal title ready to be signed over. It is possible to have someone sign on your behalf if you give them power of attorney. An interpreter may be of use at this point if your French is not very good and many Notaires will suggest (or insist) that an interpreter is with you.